Civil score update hone mein time lagta hai.
Bahut se log payment karne ke baad sochte hain ki score turant badh jayega, lekin aisa nahi hota.
Is article mein hum simple tarike se batayenge ki civil score kitne din mein update hota hai.
Cibil Score Kab Update Hota Hai?
Cibil score generally 30 se 45 din ke andar update ho jata hai Kyunki Bank aur company Har mahine ke is period mein credit byuro ko data bhejte Hain, halanki RBI ke naye niyamon ke according April 2026 se yah Har Hafte update Hona shuru ho jaega. Jisse data refresh mahine Mein 5 bar Hoga aur acche credit vyavhar Ka Asar bahut jaldi dikhega.
Update hone ka process And Time:
- Niyamit update 30 se 45 Din : Bank aapki credit Jankari Har 30 se 45 Din Mein cibil ko bhejte hain aur cibil is Jankari ke Aadhar per aapka score update kar dete Hain.
- Naye Niyam (April 2026 se): Bhartiya Reserve Bank RBI ke naye niyamon ke anusar credit buro Jaise cibil aabhar 15 din ki jagah, Har Hafte data prapt Karenge. Jisse score mahine Mein 5 bar refresh hoga.
- Tatkal update (Galati Sudhar): Yadi aapki credit report Mein Koi Galti hai aur aap use theek Karvate Hain To “Of cycle update” ke jarie score jaldi theek ho sakta hai, halanki yah general update Nahin Hai.
Cibil Score sudharne Mein lagne wala time:
Sibil Score Mein Sudhar ek slow process hai aur acche credit vyavhar (sani time per payment, kam credit use) ke sath ismein Kuchh mahine 3 se 6 mahine lag sakte hain.
Sankshep mein, Ab tak 30 se 45 Din lagte the, lekin April 2026 se aapko Har week update dekhne ko Milega jisse aapke acche financial habits Ka Asar jaldi se dikhega.
Cibil score update hone ke peechhe pura system:
Cibil score update hone ka ek proper system hota hai. Ye system bank, finance company aur CIBIL milkar chalate hain. Sabse pehle jab aap EMI ya loan ka payment karte hain, to bank us payment ko apne record mein save karta hai. Uske baad bank turant Cibil ko data nahi bhejta. Bank thoda time leta hai aur mahine mein ek baar sare customers ka data ek saath CIBIL ko bhejta hai. Jab CIBIL ko bank se data milta hai,toh CIBIL us data ko check karta hai. Agar data pura sahi hota hai, tab aapka cibil score update hota hai. Isi poore process ki wajah se EMI pay karne ke baad cibil score turant change nahi hota.
Disclaimer: The information provided in this article is for general informational purposes only. The time taken for a civil / CIBIL score to update may vary depending on the bank, financial institution, and CIBIL’s internal process. Credit score updates are not the same for everyone. This article should not be considered as financial advice. Before making any loan or credit-related decision, please consult your bank or a qualified financial advisor.
