How is NPS Pension calculated?

Pension depends on the Annuity Share (min 40%) and the annuity rate provided by the insurance company at the time of retirement.

Is NPS withdrawal tax free?

60% of the corpus withdrawal is tax-free. The remaining 40% is used to buy an annuity, the income from which is taxable.

Save Tax (Sec 80CCD)

Plan your retirement. Calculate your monthly pension & lumpsum amount.

Monthly Investment

₹

Current Age

Expected Return (ROI)

Annuity Share (%)

Min 40% corpus must be used for pension.

Monthly Pension (Est.)

₹ 0

Lumpsum Amount (Tax Free)

₹ 0

● Lumpsum (Cash) ● Annuity (Pension)

Total Invested ₹ 0

Total Corpus ₹ 0

NPS rules ke mutabiq, aapko retirement par apne total corpus ka kam se kam 40% annuity (pension plan) kharidne mein lagana padta hai.

Yes, up to 60% of the corpus withdrawal at retirement is completely Tax-Free.

Tier-1 lock-in account hai (retirement tak). Tier-2 ek savings account jaisa hai jisme se kabhi bhi paise nikaal sakte hain.